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LOAN TYPES

CONVENTIONAL LOAN

A conventional loan is any mortgage loan that is not insured or guaranteed by the government.

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VA LOAN

A VA loan is a mortgage loan available through the U.S. Department of Veterans Affairs for service members, veterans, and their surviving spouses.

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ADJUSTABLE-RATE MORTGAGE

An adjustable-rate mortgage (ARM) is a home loan with a variable interest rate. With an ARM, the initial interest rate is fixed for a period of time.

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HOMECASH

by Home Capital America.

 

We purchase the home for you with our cash if you are unable to get a mortgage. You buy the home from us when your mortgage is ready.

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JUMBO LOAN

A jumbo loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency.

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USDA LOAN

A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program.

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NICHE PRODUCTS

Alternative Lending Solutions

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PHYSICIAN'S LOAN

These loans have special terms, rates, and structures that make borrowing money for a home purchase easier for doctors.

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FHA LOAN

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the FHA and issued by a bank or other approved lender.

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FIXED-RATE MORTGAGE

Fixed-rate mortgage refers to a home loan that has a fixed interest rate for the entire term of the loan.

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 DAP CALHFA

Downpayment Assistance Program by California Housing Finance Agency.

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